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Aging in place: Helping seniors remain home longer

In Economy, Home Improvement, Local News, Opinion, Senior Lifestyle, Uncategorized on January 8, 2014 at 11:26 am

DIH LOGOCurrent statistics show approximately 1.3 million American seniors now reside in nursing homes at an annual cost of more than $83,000 per room. As more of the population comes to retirement age in the next decade, those numbers are expected to triple. Some seniors, however, are choosing to invest money to modify their current homes to meet specific accessibility needs so they can remain there as long as possible.

The professional building trade refers to it as, “aging in place,” adapting an existing home to serve as a long-term residence including the retrofit of service equipment such as grab bars, ramps, side-entry bathtubs and so on. Other alterations include the widening of hallways, lowering of cabinets and sinks, or the addition of an elevator.

Some builders now offer certified contracting services for the express purpose of refitting a home for longer occupancy, regardless of disability. For the last several years, the National Association of Home Builders (NAHB) has provided a specialized certification called, “Certified Aging in Place Specialist, or CAPS. The program is designed to educate contractors on the latest methods and products for creating a safe, supportive environment in a senior’s existing residence.

The number of seniors living in retirement communities and nursing facilities is expected to triple in the next decade.

The number of seniors living in retirement communities and nursing facilities is expected to triple in the next decade.

Keep in mind that when you hire a Certified Aging in Place Specialist you are buying a service rather than a product. Each CAPS professional draws from a different knowledge base and will approach your project from a unique perspective, focusing on your needs.

Marty Walling, owner of Marty Walling Construction, LLC, in Riverside, Ohio, has been an NAHB Certified Aging in Place Specialist for more than two years. According to Walling, the process should be all about the individual experience and meeting the needs of the resident.

“A CAPS professional is trained to identify and recommend attractive design solutions that create a safe and comfortable environment for individuals who want to age in place,” Walling said. “Aging in place is more than the simple addition of grab bars and bathtub seating. These modifications offer seniors the ability to live in their own home and community safely, independently, and comfortably regardless of age, income, or ability level.”

But not every contractor is right for these kinds of jobs and consumers should do their homework before hiring. The first step is to contact the NAHB to find a CAPS designated builder in your area. This is a niche market and few remodelers have the proper certifications.

Next, have a meeting with the builder in the home to be remodeled and discuss the needs and expectations of the project. Attendees should include the caregiver and, if possible, the individual who will most benefit from the alterations. He or she can demonstrate any accessibility problems in their existing environment so the builder can properly adapt solutions to the need.

Expense and time are also of importance and should be discussed as soon as needs are assessed and products are selected. Walling noted, “Project costs will vary with need but the average bathroom upgrade, for example, takes about two weeks to complete and the resident can remain in the home while the work is done.”

Décor should also be considered when making changes to existing furnishings. “Savvy CAPS builders will work with designers to incorporate color and style to match the home’s décor and do their best to avoid the sterile, hospital look,” Walling said. “There are safety products available that blend right in with the current design of the space which can sometimes make the modifications less obvious.”

It’s also important to stress that this kind of remodel is helpful to all types of people, not just the elderly or disabled. Alterations can be made for any need and it is all about making the homeowner more comfortable and providing them with a feeling of safety, security and ease of access.

If you or a loved one are considering nursing care because of accessibility and you own your home, an Aging in Place upgrade might be the right solution. A CAPS specialist can help you determine what works for you or whether the changes are practical, mechanically and financially. In either case, the safety and security of the resident should be the primary concern.

 

Deer In Headlines author and Living Dayton business contributor, Gery L. Deer in the "Stafford Jewelers Diamond Room" at WDTN.

Gery L. Deer is an independent business contributor to WDTN-TV2’s LIVING DAYTON program. More at http://www.gerydeer.com.

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Language skills lacking in American education

In Children and Family, Economy, Education, National News, Opinion, Technology, Uncategorized on December 18, 2013 at 12:45 pm

DIH LOGOIn June of 2013 the Commission on the Humanities and Social Sciences released a report stating the United States is losing its long-time advantage in language and social sciences. Honestly, I didn’t need a federally mandated report to know that Americans are suffering from a chronic lack of language skills.

Every day I read business letters, websites, reports, technical documentation and a mountain of other material supposedly created by professionals but which exhibit the communication skills of a seventh-grader. Even basic sentence structure and punctuation seem to elude people today. Of course, it wasn’t always so.

Once upon a time, American education stressed the importance of what was somewhat inaccurately referred to as, the “three R’s” – reading, writing, and arithmetic. In those days, being able to read and write was considered paramount to a bright future and that’s never been truer than it is today. As information technology advances via the Internet and its collective user devices, one would expect people to actually become better communicators rather than the opposite.

Despite the low-tech, no-budget educational systems of the old days, it’s entirely possible Americans living a century ago may have been far better educated and communicative. Back then students of different grades spent the early school years together in a one-room schoolhouse having the basics repeatedly drilled into them. It might have been redundant by today’s standards, but people seemed to be better able to communicate.

WRITING R USRemote educational technologies coupled with strings of poorly strategized legislation have led to what I consider to be the isolation of the American student. Individualized study, Internet-based classrooms, severe budget reductions in schools and a constant decrease in human interaction have all contributed to the decline of language proficiency. Many states have even removed the teaching of cursive handwriting from the curriculum, a skill, in my opinion, that helps promote a more thoughtful, creative approach to the written language.

Today, however, humanities programs have continued to lose favor, not to mention funding, to high-tech and STEM schools. If you’re unfamiliar, STEM is an acronym for Science Technology Engineering and Mathematics, and refers to a school that specializes in those fields.

All well and good, particularly in today’s high-tech job market. But if these kids never learn to properly write a letter or give a verbal presentation, what’s the point? Having an engineering background myself I can personally attest to the fact that effective writing is vitally important in high-tech fields, yet communications courses are still not a priority for many schools.

Writers used to be highly respected, experienced professionals no matter what their area of expertise. Not anymore. Just ask anyone and you can bet he or she is a “writer,” making it harder for those more qualified who are trying to make a living. I don’t work cheaply, because I have two decades of experience writing for publishers and commercial clients and I am good at what I do.

Still, that seems to count for nothing when publishers are cash poor and I’m competing for work against the latest blogger cranking out poor quality content for free. Unfortunately, the ability for anyone and everyone to publish online has diminished the public’s intellectual expectations of quality content.

Qualified editors are likewise disappearing from the professional landscape. An increasing number of publishers are selling newspapers, magazines and books with scathing grammatical and technical errors making even the professionals appear amateur and sloppy.

It’s no wonder these skills are dying off even more rapidly than we might have anticipated even just five or six years ago. Increasingly, people are communicating not in words, but in a cyber-shorthand, through texting and instant messages. Words are abridged to their most needed letters making our written language read like a vanity license plate.

In order to remain competitive and relevant on the global stage, American education must enhance language and social science programs. If we put as much effort into reading and writing as we do into having the best football team, just imagine what our students could achieve.

 

Gery L. Deer is an independent columnist and co-founder of the Western Ohio Writers Association. More at http://www.gerydeer.com

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U.S. Stalking economy is likely here to stay.

In Business, Dayton Ohio News, Economy, Media, Opinion, Technology on December 5, 2013 at 12:00 am

DIH LOGOIf you shop online or use social media on a regular basis, you’ve probably wondered how the ads you see seem so perfectly suited to your own interests. That’s because you told them. Really, you did, but it’s unlikely you were even aware of having done so.

Some experts refer to this practice as just another component of today’s ever advancing “stalker economy,” referring to constant surveillance for what you buy, talk about and “LIKE” online. It’s all being monitored by websites and social media pages on which the transaction occurs. The data is collected, analyzed, and regurgitated into useful information and sold to future advertisers.

No longer do advertisers need to track ‘cookies,’ those tiny bread crumbs of data left behind when you visit a website that lay a clean, detailed trail of your online pathways. Instead, they just get the information directly from you – in many different ways.

While there is so-called, “do not track” legislation designed to regulate companies which monitor and customize ads based on a user’s experiences, the laws are mostly toothless. Much of the existing legislation makes compliance voluntary. Plus, if a user does not want to be tracked, the information is still collected but no personalized advertising will be generated. Why even bother having the laws in the first place?

Today’s “stalking economy” is unlikely to change but rather get progressively more invasive and nosey because of the explosion of mobile devices and enhanced cellular communication options. According to the CTIA-The Wireless Association, 89-percent of people living in the United States have mobile broadband subscriptions.

The CTIA’s research shows that, “The U.S. wireless industry is valued at $195.5 billion, which is larger than publishing, agriculture, hotels and lodging, air transportation, motion picture and recording and motor vehicle manufacturing industry segments.”

It might sound like just a lot of meaningless industry trivia until you consider how much goes into its infrastructure and operation. From website and app development to marketing and advertising strategies, hundreds of thousands are employed in the business of keeping you connected to your favorite things. And the advertisers sell to millions that way.

Many experts still believe the mobile and web-based media industries are still just in their infancy! Think of it, just five years ago most cell phones were barely capable of sending a text message, today people can do their banking, video chat with their children away at college and watch the TV show they missed the night before.

Learning to capitalize on America’s obsession with the web has made tracking essential, but still relatively unwanted. Of course there are those who simply don’t care if their online activity is being monitored. If anything, these individuals believe they’ll be of the first to know about a new product or service and be in on version 1-point-0, trend-setting from the ground floor.

Most websites allow a user to opt-out from receiving advertising material, but that won’t stop them from keeping an eye on them. So what’s the good side of the “stalker economy” to the consumer? Over the long haul, consumers are more frequently introduced to products and services they wouldn’t have otherwise known about and in a much shorter time period than would have been possible otherwise.

The consumer also wins because advertising to a highly focused target market will cost less to execute. Since marketing is one of the most expensive parts of selling a product, this will help the merchant maintain affordability.

It’s doubtful that people will ever be completely free from electronic snooping, at least the kind that keeps a running list of our Amazon purchases. But you can do some things to limit what they see. First, read everything; every single line presented to you on a website regarding your account or how your information is used. The rest is due diligence. Keep a running record of websites you use for social media, shopping, whatever. Make sure they have what you want them to have and no more. In any case, it’s up to you to decide how much to put out there. Keep it as little as possible.

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Jamestown salon featured on Dayton television program

In Dayton Ohio News, Economy, Jobs, Local News, Uncategorized on November 19, 2013 at 5:46 pm

JAMESTOWN – Local hair salon owner Samantha Cox was featured on a recent edition of the WDTN-Channel 2 daytime talk show, Living Dayton where she showcased her shop’s hair extension services. She was joined on the show by her hair model, Ryan Bush and interviewed by Living Dayton co-host, Vanessa Freeman.

Uptown_Charleys_LD_1Named after Cox’s two-and-a-half year old daughter, Charley, the shop is located at 9 W. Washington Street, in the historic area of downtown Jamestown. “Uptown Charley’s” is a full-services salon offering haircuts for men, women and children, as well as color, highlights, perms, manicures and pedicures, facial waxing, and licensed therapeutic massage.

Cox is a specialist in hair extensions and customers are coming from all over the Miami Valley to experience the quality and service and “downtown style with an uptown flair.”

Uptown_Charlies_5“I was very nervous,” Cox says about her first television appearance. In addition to demonstrating bonded hair extension, she also explained that her shop is looking for qualified stylists. “We are looking for more help; a managing cosmetologist.

The program originally aired on a live broadcast but the Uptown Charley’s segment can be seen online by going to this link: http://www.wdtn.com/living-dayton/fashion/hair-extensions-in-jamestown

For more information on Uptown Charley’s, call (937) 675-7224 or visit them online at http://uptowncharleys.com/.

 

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Obamacare: Politicians lie to cover bad legislation

In Economy, Health, National News, Opinion, Politics, sociology, Uncategorized on November 19, 2013 at 5:03 pm

DIH LOGOHow ever the White House and the Democrats want to spin it, President Obama lied about the Affordable Care Act – and he wasn’t the only one. But it’s “his” plan and legacy that are on trial now.

Denying that he ever said the line is ridiculous and just makes liberals look worse. It has been fact-checked repeatedly even by liberal news media. The first appearance of the empty promises came at a town hall on August 15, 2009 when the President said, “I just want to be completely clear about this; I keep on saying this but somehow folks aren’t listening — if you like your health care plan, you keep your health care plan. Nobody is going to force you to leave your health care plan.”

Less than a year later, he said essentially the same thing at a speech on March 25, 2010 in Iowa City, Iowa. Speaking of those who were skeptical and cynical of his health reform President Obama said, “They’ll have to finally acknowledge this isn’t a government takeover of our health care system. They’ll see that if Americans like their doctor, they’ll be keeping their doctor. You like your plan? You’ll be keeping your plan. No one is taking that away from you.” If you’re curious, none of this is out of context and full texts for these speeches are available at the White House website.

Without beating a dead horse, this is thoroughly inaccurate or, as the Democrats would say about a Republican president, he lied. There is no caveat stated in any of these remarks related to grandfather provisions or referring to existing medical plans that must meet some set standard required by the new law. It says, very clearly, no one would lose their existing coverage.

In a live address July 25th, President Obama urged Americans to pressure congressional leaders to move toward a compromise. (AP Photo)

So how can anyone say he did not lie about it? Making excuses for lying politicians – on either side of the aisle – does not an honest man make. It’s no secret I’ve never really been a fan of this president, nor the last one either for that matter. But regardless of your loyalties, to deny that he misled the public is just feigning ignorance. He didn’t misspeak or stumble on his phrasing, and leaving out a vital piece of information is a lie by omission, so Dems need to stop trying to defend it.

The Affordable Care Act is a badly written piece of legislation that was pushed through to meet a political agenda rather than to benefit the population as a whole. Overall, I agree with the concept that we need some way to cover those people who cannot afford health care. But at the same time, those already paying their own way shouldn’t be punished by having their current policies systematically cancelled just to meet a set of arbitrary requirements established to force enrollment in the government’s new insurance monopoly.

Speaking of monopolies, wouldn’t it have made sense to have something in the law requiring premium caps and policy cost regulations? What about some kind of legislation that would control the pricing of health care services and keep the cost lower in the first place? One would think our government is more concerned with the expensive cost of a pack of bubble gum than the outrageous price of a critical medical test.

Lobbyists from the medical and insurance industries are extremely powerful, far more so than the average small business owner or individual health insurance consumer. Since most legislators are in the pocket of some major lobbying group, it would be financial suicide for them go against anything as massive as the insurance industry.

The only practical solution to this issue is to correct the problems within the content of the Affordable Care Act; not by presidential mandate, but through the legislative system. Congress needs to re-open the letter of the law and grab an eraser. Force the insurance companies and hospitals to lower costs and let people keep their insurance. Bad legislation only gets worse and wastes taxpayer dollars instead of more efficiently allocating that money to more productive purposes.

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Evolve or die: More occupations are becoming extinct.

In Economy, history, Jobs, National News, Opinion, Technology, Uncategorized on November 6, 2013 at 5:45 pm

Deer In Headlines

By Gery L. Deer

What would you do if, not just your particular job, but your entire occupation was no longer needed – ever again? There are on dozens of job categories that are either slowly becoming unnecessary or have already suffered the fate of mechanized extinction.

operatorsAlready gone are the ice and milk delivery man (they were just men back in the day), the telephone operator, record player repairman, elevator operators, professional typists, and a host of others. Those occupational positions feeling the Grim Reaper nipping at their heels may include the gas station attendant, the postal delivery worker, video store clerk, department store sales person, newspaper delivery workers (the paper boy), travel agents and the old-fashioned barber.

Oddly enough even newspaper columnists, like yours truly, are fading away. Modern publishers can use syndicated filler columns or hire “bloggers” who often possess little or no journalistic experience – and pay pennies for the material if anything. Most of my freelancing colleagues have adapted to commercial writing or do as I have, by taking on a wider variety of work to earn a living.

Printing press operator jobs, once abundant in the Dayton, Ohio region are now all but gone. The more publications move toward fully electronic versions, the fewer press jobs there will be and the skill will be in higher demand with those companies still rolling out ink and paper.

As time passes, some of these occupations will have to either evolve into other forms or go the way of the door-to-door vacuum cleaner salesman. Librarians, for example, may have been headed towards obscurity but now manage a variety of media, both on the shelf and online. But others may not be able to adapt to serve alternative functions and will simply die out, like the salaeratus maker (that’s someone from the 1800s who made baking soda). See what you can learn from Deer In Headlines?

So what is to be learned from all of this professional progression? Clearly, more education is going to be necessary and the market will adapt to the need. New types of jobs will be created as others fade away.

But are there any jobs unlikely to be replaced by technological breakthrough? Oddly, anyone who is required to create, build and repair that technology has a goldmine ahead of them. Let’s face it, the nerds rule the world and they’re not going anywhere! There are whole television shows about them now.

Incidentally, it isn’t merely technology that causes occupational evolution, but the economy and changes across a business sector, particularly where several types of industries overlap. Consolidation of responsibilities combined with changes in technology can result in the need for more highly-trained workers, but requiring fewer to do the same jobs.

Doctors and nurses will probably always be required, even though patients will pay more to see them less. Hospitals are in a constant state of change as well. Budget cuts and lack of necessity have long-since done away with the helpful but redundant “orderly” position. Today, nursing and medical assistants have taken the place of orderlies, having more education and medical training that can serve a larger need than merely as a gurney driver.

On-air radio professionals, once called “disc jockeys,” have had to evolve as well. Digital media and station automation have made these jobs scarce, but those who are surviving are evolving through other types of media like Internet-based entertainment and even creating their own online listenership.

Whatever the job, workers should make an effort to stay ahead of the game through personal enrichment, continued education and, above all, keep an open mind. Those people who are very resistant, even defiant, toward technology will have a much harder time adapting.

The bottom line here is that occupational evolution is a necessity of any economy. As technology changes and America continues its slow but steady recovery from recession, more workers will be needed while some jobs disappear because they’re just obsolete. *

Gery L. Deer is an independent columnist and business contributor to WDTN-TV2’s “Living Dayton” program. Learn more at http://www.deerinheadlines.com

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Referral marketing organization to hold visitors day November 14

In Business, Dayton Ohio News, Economy, Education, Jobs, Local News, News Media, Uncategorized on October 24, 2013 at 7:00 am

097DAYTON, OH – The Greater Dayton Professionals Chapter of Business Network International (BNI), will hold a visitors day event from 7:30 am to 9:30 am on Thursday, November 14, at the Event Connections, 4140 Linden Avenue in Dayton. The free, no-obligation networking event is open to all entrepreneurs, business managers and sales professionals in the Dayton/Miami Valley region.

The Greater Dayton Professionals BNI Chapter is one of the oldest of 23 in the Miami Valley region. Founded in 1985 by professional networking guru Dr. Ivan Misner, BNI has more than 6,400 chapters world-wide.  According to the leadership team of the Greater Dayton Professionals chapter, BNI’s purpose is to help members create a wide-reaching, profitable referral network free of internal competition, something unavailable from chamber organizations or service clubs.

Along with the open networking opportunity, each participant will have the chance to introduce themselves to the group and give a one-minute sales presentation. Many of the Greater Dayton Professionals BNI members will feature table displays and there will be a special presentation on referral-based marketing by BNI Executive Director Darrel Bender.

Gery L. Deer, of GLD Enterprises Commercial Writing, is the vice president and public relations coordinator for the chapter. “We are interested in meeting highly motivated, professional business leaders who want to increase their sales as much as 30-percent from referral marketing,” Deer says. “This event provides our visitors with the opportunity to observe the process first-hand and see the success achieved by our members.” He also added that so far in 2013, his chapter has passed between them nearly a half-million dollars in closed business.

Using the organizational philosophy called “Givers Gain” members trade in fully-qualified, outside referrals rather than open-ended, unchecked leads. “In order to pass a referral to another member of our chapter, the giver is required to have already communicated with the subject beforehand,” Deer explains. “Qualifying the referral in this way before passing it, rather than giving random leads is what separates BNI from other organizations and nearly assures a closed sale.”

At present, the Greater Dayton Professionals BNI Chapter is looking for applicants to fill a host of classifications including mortgage broker, banker, health insurance provider, property title agency and more.  Visitors to the chapter are encouraged to bring plenty of business cards and invite others to accompany them to the event.

A brief visitor orientation will be held immediately following the business meeting. For more information go online to http://www.greaterdaytonpros.com or contact chapter public relations coordinator, Gery L. Deer, at (937) 902-4857 or email gdeer@gldenterprises.net.

Vanessa Freeman interviews GDP-BNI VP Gery Deer and President Justine Kangas about upcoming visitors day. http://www.wdtn.com/living-dayton/business-network-international

Vanessa Freeman interviews GDP-BNI VP Gery Deer and President Justine Kangas about upcoming visitors day. 

Editor’s Note: Click to view the  LIVING DAYTON interview with Greater Dayton Professionals Chapter President Justine Kangas, of Manning & Associates CPAs and PR Consultant Gery L. Deer discussing the visitors day and the future growth of her BNI chapter. 

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Once innovative, Apple’s image is bruised by publicity stunts

In Economy, Media, National News, Opinion, Technology, Uncategorized on October 22, 2013 at 3:10 pm
Apple CEO Tim Cook sitting at Steve Jobs' right at an event in 2007. (Credit: James Martin/CNET)

Apple CEO Tim Cook sitting at Steve Jobs’ right at an event in 2007.
(Credit: James Martin/CNET)

The business community can learn an important lesson from Apple – on what not to do. At one time Apple was the pinnacle of panache when it came to unveiling new innovations.

Back in those days, the media and the faithful alike waited with baited breath as the late Steve Jobs glided to the stage in his signature black turtleneck, taking the pulpit from which to spout gospel to millions of faithful disciples. Once there, he had the audience in the palm of his hand, they’d buy just about anything he was selling because it was innovative, new and, above all, elitist.

Since Jobs’s death, however, the company seems to be trying to recapture that fanaticism in a way that seems almost a parody. As hard as he may try, Apple CEO Tim Cook, just isn’t the ‘cool guy’ that Jobs personified on stage. He doesn’t easily pull of the slacker look in an untucked black button-down and jeans. Plus, there is little innovation in what he has to unveil, just more of the same.

Even avid Apple followers have been disappointed with the company’s offerings over the last year. Many snobby Apple-ites seem to think the plastic-bodied iPhone-5C, a unit developed to be cheaper and more colorful, tainted the line, allowing too much riffraff amongst the Apple crowd. Now, if you can afford cell service, you can probably afford an iPhone – not so elite anymore. It’s like the country club admitting anyone who can tie a necktie. How dare they?

The “big unveiling” announcements are, to say the least, becoming tiresome. They were great when there was true innovation to be released – the iPhone, the iPad, etc. – but now, it’s just more of the same thing. Sure, they’re lighter, a bit faster, and offer prettier colors, but there’s really nothing that is substantially new about any upcoming product from the corporate giant.

In the past eighteen months, Apple has seen a decline in sales for its iPhone and iPad devices, partly due to excessive cost. During that time, the company lost market share, slipping from 65-percent down to 50, with Android-based phones and tablet computers now boasting control of the other half, and that number is expected to grow as more applications (apps) become available. So the need for Apple to make another announcement before the upcoming holiday shopping rush was vital. For the business community, however, all eyes should be on Apple’s marketing mistakes right now.

Tablet computers, for example, are in a market that is still coming of age. It’s a critical time for manufacturers, including Apple, who will need to work harder to set themselves apart from the competition. It’s likely they are all making more money from replacement devices than from new sales.

As mentioned earlier, other than minor alterations to existing equipment like extended battery life, larger screens and lighter weight devices, there are very few additions to Apple’s product line. Cost is still excessive for most consumers. A larger MacBook Pro, with a 15-inch screen, comparable to the average Toshiba or Dell laptop, will average more than $2,100 while its closest competitor barely exceeds $1,500 with similar specifications.

Additionally, there are just too many of these unveiling announcements and the format and style just don’t suit the new leadership. There is just no way to recapture Jobs’s methods and energy and they shouldn’t be trying. Overuse of such a public relations event becomes tiresome, not just on the media but on the consumer as well. If Apple is going to make such a big deal out of these announcements, there should be something worth hearing about – lately there hasn’t been.

It seems like Apple is done shooting for innovation but now relies instead on brand loyalty and publicity stunts, such as offering free operating system source code. It might take a while, but without something original on the horizon, new users are going to continue to migrate toward Android and Microsoft devices.

 

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Reduce spending, the deficit and congress

In Economy, Education, Jobs, National News, Opinion, Politics on October 16, 2013 at 12:38 pm

DIH LOGOHow long can the national debt continue to increase before it finally collapses under its own weight? Congress seems to think it’s indefinite but when the debt is growing twice as fast as the economy, the country’s financial stability is so compromised it’s making the rest of the world nervous.

Just like having a credit card with an over-extended balance that racks up fees and penalties when defaults occur, the federal deficit grows exponentially with time. Even knocking a few billion off here and there won’t make much of a difference if the economy remains as stagnant as it has in the last several years. America cannot simply keep borrowing more money to cover debt that should have been reduced far earlier.

Photo Courtesy USA Today - www.usatoday.com

Photo Courtesy USA Today – http://www.usatoday.com

Unfortunately, that’s exactly what it means to raise the debt ceiling. But continually increasing the amount of money the country is allowed to borrow will only add to the problem. Amid the congressional battles and strong-arming is a dance that averts the actual problem – the only way to reduce the deficit is to cut spending – period. That’s a tall order when all congress seems to want to do is sit by and watch the country hemorrhage money.

As the government shutdown enters a third week, congress is no closer to a solution than it was on October 1st. Government employees are still either furloughed or working without pay. Sure, they’ve been promised back pay, but how does that help when a family has mouths to feed and an upside-down mortgage to pay?

The real question is, apart from the small percentage of Americans who work for the federal government, who has really noticed the shutdown? Many experts say, very few. There are even those who say the park and memorial closures were done more as a publicity stunt to elicit public outrage towards the Republicans than to save money.

Looking at it objectively, that actually makes sense considering that government workers will receive back-pay for any and all days missed on furlough or unpaid time. If the shutdown of national parks services was really because “there was no money to pay them due to the fiscal crisis” during the shutdown, why would there be back pay to offer?

It has also been suggested that the shutdown has exposed another inherently expensive issue within the federal government – redundant or unnecessary employees. Excluding the military from the discussion for the moment, a certain level of redundancy is necessary for various reasons, but there is such a thing as overkill, even at the federal level. That overkill could be costing the taxpayers billions spent on unneeded civilian, contracted and other extraneous personnel.

After all, if you were running a small business and hired six employees when three would have sufficed, your business would soon be in financial distress. After a period of time, even large companies feel the effects of that kind of waste. It’s entirely possible that the government hires many more people than it needs (yeah – shocking, right?). This happens for a number of reasons from bad accounting to nepotism, but it does happen.

Which brings back the original point – Reduce spending and the deficit will come down. Clearly there are cuts that could be made without affecting the government’s overall operation or causing widespread layoffs. Reducing congressional salaries and perks would be a great place to start – particularly their perks. But the shutdown is proving that there are other areas of waste to be addressed. The trick is going to be finding the ones that are genuinely wasteful compared to those that need to be funded.

The difficulty exists in coming to an agreement about what needs to be cut and how much. Different sides have opposing ideas about the definition of “necessary” and required. Eventually they’ll have to come to some common ground and work it all out, but for now things still seem stalled.

The president’s approval rating, according to the Associated Press, is down to 37-percent and congress still lags behind at less than 20-percent. If people re-elect any of these people to congress they have only themselves to blame when this all happens again.