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What was the “crucible event” that changed your life?

In Opinion, psychology, Religion, sociology, Uncategorized on October 30, 2013 at 9:15 am

DEER IN HEADLINES

By Gery L. Deer

GDEERDIH3Some people believe one is destined to become whatever is predetermined by their god, with all of life’s events planned in advance by some divine manifest destiny. For others, that destiny is in a constant state of change, altered by the ebb and flow of cause and effect, guided not by the hand of a supreme being but by our own choices.

Generally, however, there are some events in life that we can pinpoint as our time of transformation; a crucible, if you will. Within it, parts of us are burned away leaving a changed, newly-formed person, sometimes for the better, sometimes not.

Divorce, extended health problems, the loss of a home, personal income or a job, can all bring about emotions and primal reactions for which we are rarely well prepared. Perhaps the most powerful events that permanently change us are related to the death of someone close such as a family member, mentor or good friend.

For many the death of a loved one can be a crucible, forcing to the surface thoughts and emotions perhaps long buried, or never before experienced. How we deal with death is at least as important as how we deal with life, but we seldom take that concept to heart.

Even as a topic of conversation, death is to be avoided. Its unmistakable finality has so marked humanity that coping with the end of life has served as a catalyst for the formation of enduring religious beliefs, some of which comfort, others frighten.

What may be surprising is that a ‘crucible event’ does not necessarily have to be a negative or unhappy experience. The same kinds of life-changing occurrence can come from positive influences as well such as the birth of a child, a marriage or sudden financial windfall.

The events themselves, however, aren’t what change us; we do that on our own. Most people don’t realize they have the power, for the most part, to alter how they react to outside influence. Feelings are generated by thoughts, so if we control our thoughts, we can better manage our feelings and make more productive decisions during difficult times. That’s a tall order though when it feels like the world is collapsing around you.

I’ve had many challenges in life, from an early age, but the most influential times were during my mother’s long struggle with Alzheimer’s disease. The role reversal (the child becomes the parent), watching helplessly as the illness ravaged her mind and body, and helping to do everything from administer medication to hand-feeding her took a toll on me emotionally that I probably have yet to fully realize. But it did change me; in ways I can’t even imagine yet.

I look at the world a little differently now, having experienced for myself, largely for the first time, the fragility of life. But it was the experience of caring for my mom over the course of a couple of years that slowly burned away layers of my rigid exterior, making me “feel” more than I had previously been accustomed.

It’s really what we do with those feelings that make the difference in the long run. While an experience like I had with my mother could have left me bitter and resentful, I ended up taking to heart a more positive side and a greater appreciation for my family as a whole. Others aren’t so lucky.

Many people emerge from crucible events in a much darker place, filled with resentment or guilt or other emotions that eat away at their core, keeping them from seeing the good that came out of whatever had happened. And, there is always some good – sometimes it’s just very hard to see. Either way, we are changed, different, but it’s up to each of us to decide how those events ultimately affect our lives.

 

Watch independent columnist Gery L. Deer monthly on WDTN-TV2’s Living Dayton. More at http://www.gerydeer.com.

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Once innovative, Apple’s image is bruised by publicity stunts

In Economy, Media, National News, Opinion, Technology, Uncategorized on October 22, 2013 at 3:10 pm
Apple CEO Tim Cook sitting at Steve Jobs' right at an event in 2007. (Credit: James Martin/CNET)

Apple CEO Tim Cook sitting at Steve Jobs’ right at an event in 2007.
(Credit: James Martin/CNET)

The business community can learn an important lesson from Apple – on what not to do. At one time Apple was the pinnacle of panache when it came to unveiling new innovations.

Back in those days, the media and the faithful alike waited with baited breath as the late Steve Jobs glided to the stage in his signature black turtleneck, taking the pulpit from which to spout gospel to millions of faithful disciples. Once there, he had the audience in the palm of his hand, they’d buy just about anything he was selling because it was innovative, new and, above all, elitist.

Since Jobs’s death, however, the company seems to be trying to recapture that fanaticism in a way that seems almost a parody. As hard as he may try, Apple CEO Tim Cook, just isn’t the ‘cool guy’ that Jobs personified on stage. He doesn’t easily pull of the slacker look in an untucked black button-down and jeans. Plus, there is little innovation in what he has to unveil, just more of the same.

Even avid Apple followers have been disappointed with the company’s offerings over the last year. Many snobby Apple-ites seem to think the plastic-bodied iPhone-5C, a unit developed to be cheaper and more colorful, tainted the line, allowing too much riffraff amongst the Apple crowd. Now, if you can afford cell service, you can probably afford an iPhone – not so elite anymore. It’s like the country club admitting anyone who can tie a necktie. How dare they?

The “big unveiling” announcements are, to say the least, becoming tiresome. They were great when there was true innovation to be released – the iPhone, the iPad, etc. – but now, it’s just more of the same thing. Sure, they’re lighter, a bit faster, and offer prettier colors, but there’s really nothing that is substantially new about any upcoming product from the corporate giant.

In the past eighteen months, Apple has seen a decline in sales for its iPhone and iPad devices, partly due to excessive cost. During that time, the company lost market share, slipping from 65-percent down to 50, with Android-based phones and tablet computers now boasting control of the other half, and that number is expected to grow as more applications (apps) become available. So the need for Apple to make another announcement before the upcoming holiday shopping rush was vital. For the business community, however, all eyes should be on Apple’s marketing mistakes right now.

Tablet computers, for example, are in a market that is still coming of age. It’s a critical time for manufacturers, including Apple, who will need to work harder to set themselves apart from the competition. It’s likely they are all making more money from replacement devices than from new sales.

As mentioned earlier, other than minor alterations to existing equipment like extended battery life, larger screens and lighter weight devices, there are very few additions to Apple’s product line. Cost is still excessive for most consumers. A larger MacBook Pro, with a 15-inch screen, comparable to the average Toshiba or Dell laptop, will average more than $2,100 while its closest competitor barely exceeds $1,500 with similar specifications.

Additionally, there are just too many of these unveiling announcements and the format and style just don’t suit the new leadership. There is just no way to recapture Jobs’s methods and energy and they shouldn’t be trying. Overuse of such a public relations event becomes tiresome, not just on the media but on the consumer as well. If Apple is going to make such a big deal out of these announcements, there should be something worth hearing about – lately there hasn’t been.

It seems like Apple is done shooting for innovation but now relies instead on brand loyalty and publicity stunts, such as offering free operating system source code. It might take a while, but without something original on the horizon, new users are going to continue to migrate toward Android and Microsoft devices.

 

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Reduce spending, the deficit and congress

In Economy, Education, Jobs, National News, Opinion, Politics on October 16, 2013 at 12:38 pm

DIH LOGOHow long can the national debt continue to increase before it finally collapses under its own weight? Congress seems to think it’s indefinite but when the debt is growing twice as fast as the economy, the country’s financial stability is so compromised it’s making the rest of the world nervous.

Just like having a credit card with an over-extended balance that racks up fees and penalties when defaults occur, the federal deficit grows exponentially with time. Even knocking a few billion off here and there won’t make much of a difference if the economy remains as stagnant as it has in the last several years. America cannot simply keep borrowing more money to cover debt that should have been reduced far earlier.

Photo Courtesy USA Today - www.usatoday.com

Photo Courtesy USA Today – http://www.usatoday.com

Unfortunately, that’s exactly what it means to raise the debt ceiling. But continually increasing the amount of money the country is allowed to borrow will only add to the problem. Amid the congressional battles and strong-arming is a dance that averts the actual problem – the only way to reduce the deficit is to cut spending – period. That’s a tall order when all congress seems to want to do is sit by and watch the country hemorrhage money.

As the government shutdown enters a third week, congress is no closer to a solution than it was on October 1st. Government employees are still either furloughed or working without pay. Sure, they’ve been promised back pay, but how does that help when a family has mouths to feed and an upside-down mortgage to pay?

The real question is, apart from the small percentage of Americans who work for the federal government, who has really noticed the shutdown? Many experts say, very few. There are even those who say the park and memorial closures were done more as a publicity stunt to elicit public outrage towards the Republicans than to save money.

Looking at it objectively, that actually makes sense considering that government workers will receive back-pay for any and all days missed on furlough or unpaid time. If the shutdown of national parks services was really because “there was no money to pay them due to the fiscal crisis” during the shutdown, why would there be back pay to offer?

It has also been suggested that the shutdown has exposed another inherently expensive issue within the federal government – redundant or unnecessary employees. Excluding the military from the discussion for the moment, a certain level of redundancy is necessary for various reasons, but there is such a thing as overkill, even at the federal level. That overkill could be costing the taxpayers billions spent on unneeded civilian, contracted and other extraneous personnel.

After all, if you were running a small business and hired six employees when three would have sufficed, your business would soon be in financial distress. After a period of time, even large companies feel the effects of that kind of waste. It’s entirely possible that the government hires many more people than it needs (yeah – shocking, right?). This happens for a number of reasons from bad accounting to nepotism, but it does happen.

Which brings back the original point – Reduce spending and the deficit will come down. Clearly there are cuts that could be made without affecting the government’s overall operation or causing widespread layoffs. Reducing congressional salaries and perks would be a great place to start – particularly their perks. But the shutdown is proving that there are other areas of waste to be addressed. The trick is going to be finding the ones that are genuinely wasteful compared to those that need to be funded.

The difficulty exists in coming to an agreement about what needs to be cut and how much. Different sides have opposing ideas about the definition of “necessary” and required. Eventually they’ll have to come to some common ground and work it all out, but for now things still seem stalled.

The president’s approval rating, according to the Associated Press, is down to 37-percent and congress still lags behind at less than 20-percent. If people re-elect any of these people to congress they have only themselves to blame when this all happens again.

 

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Not without honor, except at home

In Economy, Entertainment, Jobs, Local News, Opinion, State News, Uncategorized on October 9, 2013 at 9:45 am

DIH LOGOIn the Bible, the book of Mark, chapter 6, verse 4, Jesus says, “A prophet is not without honor except in his own town, among his relatives and in his own home.” The quote refers to the question of Jesus’s work being rejected in his own hometown. That was a couple of thousand years ago but, sadly, this same lack of local support and recognition is still rampant today.

We are constantly barraged by the pleadings by civic and business organizations encouraging us to “buy local.” But, when push comes to shove, even these organizations utilize outside resources more often than not.

The best examples of this kind of behavior are evident in the entertainment industry. I know dozens of performing artists, from musicians to specialty acts, who never seem to get work in their own home areas.

Most make a good living but will always have to travel, which is, of course, somewhat of a necessity for securing regular pay in that kind of business. At the same time, most of them offer much lower fees to work closer to home and yet are rarely taken up on the option in favor of “outside” help.

Someone out there is probably saying, “Well, maybe they’re just not very good.” There is an ignorance surrounding the concept that if someone chooses to remain in their home region, they must be less than expert at their particular job. If not, they’d have been moved to relocate due to excessive demand – untrue.

If these folks are as untalented as that statement implies, why would they have the opportunity to do so much elsewhere? An entertainer or other professional tends to earn far more money on jobs where travel and extended booking time is necessary than if they do a single project in their own community. So why would they be paid more and requested so often out of the region if their talents are less than ideal? The logic there makes no sense.

Take the country singing group, The Statler Brothers, for example. From the 1960s through the early 2000’s, these Staunton, Virginia boys sold millions of records, performed all over the world and yet never relocated from their home town. For more than 25 years, they even did an annual 4th of July concert there to raise money for local charities. And they’re not the only story like this.

Ignorance of local talent is not limited to the entertainment world, however. Other professionals are frequently dismissed in their own communities as well; that is unless they achieve some wider attention and suddenly discover people stacked like cordwood on their coattails.

The point here is that, regardless of the product or service needed, if civic and business organizations are going to practice what they preach, they need to utilize more local talent, and not just the big players on the block. Sadly, with so much “good-old-boy” nepotism at play, without some folks stepping outside the proverbial clique, this is unlikely to change anytime soon. When people do make the effort to connect with local providers, they tend to expect a lot of freebies or slashed pricing. That’s not only unfair, it’s downright disrespectful.

For example, say a chamber of commerce wants to hire a local printer to help with event materials for a charity fundraiser. Often, the organizers want to exchange the work for advertising or sponsorship credits rather than paying the printer’s quoted rates.

In most cases, local business will offer some kind of discount or even an exchange if given the opportunity, but it is disrespectful for the organizers to expect it. Your cause is not the reason the business owner opened his doors. Be prepared to pay for their services.

It would be great if small businesses, local entertainers and other professionals were more appreciated and supported in their home regions. The long term rewards to the community could be unimaginable.

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27th Amendment: Congress gets paid no matter what.

In Economy, history, National News, Opinion, Politics, Uncategorized on October 1, 2013 at 9:57 pm

DEER IN HEADLINES

By Gery L. Deer

Did you know that the 27th Amendment to the Constitution of the United States prohibits Congress from changing its own pay? The exact wording is, “No law, varying the compensation for the services of the Senators and Representatives, shall take effect, until an election of Representatives shall have intervened.”

congress 1Although the amendment was submitted to the states for ratification way back in 1789, it was not adopted until 1992, more than 200 years later. It was conceived to prevent the legislative branch from giving itself unwarranted and outrageous increases in pay, but it also works in the reverse. So, according to the constitution, congress gets paid, no matter what happens.

Amid a government shutdown unnecessarily created by a congress that simply refuses to compromise (on either side), it is thoroughly reprehensible that they are not also deprived a paycheck. Compensation certainly outshines performance, particularly by congressional leaders.

According to an article published in 2011 by the Center for Public Integrity, “No legislator – living or dead – has been paid a higher salary by the taxpayer than Speaker Boehner.”

The article notes that the Speaker earns the highest annual salary of all his peers, at $223,500. On the other side of the dome, Senate Majority Leader Harry Reid and other congressional leaders are paid much less; just $193,400 per year.

Poor folks; It’s hard not to feel bad for them. Really, it must be terrible to have to struggle by on a measly couple-hundred-thousand a year. Yes, that was sarcasm.

There should be some way to cut Congress’s pay in midterm when they’re not living up to expectations and actually doing more harm than good. If they had to work a normal job, the current level of unsatisfactory performance would have gotten them all fired a couple of years ago.

con1Apparently, the only way to do have any financial impact on these people is to amend the 27th Amendment, allowing for congressional pay reductions at the will of the people. Administering such a procedure would be something of a logistical and legal challenge, but working it out would pay off in the end.

Direct and immediate job performance accountability, like everyone else endures at work, might actually motivate congressional leaders to the action of the people. At the moment, the only action they are taking is that which gives them the most spots on the Sunday morning news shows.

While hard-working government employees and their families go without pay, some struggling to put food on the table due to recent sequestrations, congressional big wigs luxuriate in the perks of the office, content in their jobs and in the foolhardiness and shockingly short memories of their constituencies. While there may be a few normal people on Capitol Hill, they are greatly outnumbered and hopelessly meek-voiced. A whisper from the back of the hall is nothing to the roar from the leadership seats.

Congress is currently enjoying its lowest approval rating ever, 87 percent of Americans disapprove of Congress’s performance according to an October 1st CNN poll. But until the American people say, “enough is enough,” this pointless bickering over the country’s finances will never cease. It’s as if the House and Senate are like an old married couple arguing over the checkbook register and who spent too much on the new blender they both needed.

Ridiculous filibusters and other Washington-style temper tantrums accomplish nothing, except to secure free press by presidential hopefuls no one has ever heard of now clambering for the spotlight. But, if members of Congress suddenly knew their pay would be cut and their jobs were in danger – now, not two years from now – they might make some effort to straighten all this out.

Until the 27th Amendment is amended, however, every single ineffectual member of congress will continue to collect their overstuffed paycheck. It’s time to show these people how the rest of America has to live because they clearly have no idea.

 CLICK HERE TO SIGN A PETITION TO AMEND THE 27th AMENDMENT …

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Saving our downtowns, one megamall at a time

In Business, Dayton Ohio News, Economy, history, Jobs, Local News, Opinion, Politics, Uncategorized on September 25, 2013 at 9:37 am

DIH LOGOLast week I covered a story for the local newspaper about a business that has been in downtown Xenia, Ohio for more than 70 years. To celebrate, the chamber of commerce held a ribbon cutting attended by the usual fare of friends, associates and dignitaries, all wanting either to sincerely congratulate the proprietors or mug their way into the photo op. Whatever their reasons for attending, it was refreshing to see people taking an interest in a small town’s revitalization.

Every day local governments offer tax breaks and other perks designed to attract new businesses to settle in their region, the obvious benefits to which are jobs and tax revenue. A good idea, of course, but while they’re building new strip malls on one end of town, the downtown sits empty and abandoned leaving the same government officials to puzzle over what to do with empty, decaying buildings.

So why not provide more incentive for businesses to locate in existing downtown areas before adding more sprawl? For those already there, encourage them to stay rather than making it easier for them to move into the latest strip mall.

Some communities sprang up from joined housing developments but for those like Xenia, Bellbrook, Jamestown and Fairborn, there is history, culture and charm still to be reclaimed. It’s truly puzzling why there is not more incentive to do what Xenia’s business owners are doing very well – revitalize and rejuvenate the downtown.

mall interiorMost confusing of all is the approval by local governments of sprawling mega-malls like The Greene, in Kettering, or is it Beavercreek? I’m not sure even they know where they are located. The brick walkways and old-fashioned street lights illuminating an array of sidewalk cafes and specialty shops were designed to look just like old downtown shopping squares that have long since been abandoned.

While they might add something to the local job market, these monster malls with their fake skylines, congested parking lots and Segway-riding rent-a-cops, do little to enhance the community. The sad thing is, eventually, the buildings go out of style and repulse new customers after a dozen years or so.

When Beavercreek’s Mall at Fairfield Commons first opened, it was all the rage; no more driving all the way out to Centerville or northwest Dayton to shop at an indoor mall. Today, there are huge unoccupied spaces in all of the indoor retail behemoths as businesses either shut down or move into newly-designed malls.

Believe it or not, “If you build it, they will come,” applies far more to retail sales than it ever did to a cornfield baseball diamond, so build it downtown. No matter where you put the temples of American gluttony and materialism people will find them and go to worship the almighty Abercrombie.

City governments should do more to help property owners attract major tenants to the old downtown areas, particularly big mall-style anchor stores. It would only take a couple of them to generate more interest from others and grow revenue for the property owners and the municipality.

Over the next month or so, small town politicians will be scrambling to win over your vote. Ask them the same questions posed here. If we really want to save our downtown areas, we have to start at the government level.

Instead of spending time and money worrying about ridiculous issues like whether a store’s sign is wood or plastic, how about making it easier and more attractive for businesses to locate in the downtown areas? It really is that easy.

A civic ambassador with a high-level business background in national retail sales could help to develop a plan of action and take it to companies like Macy’s and Abercrombie. Show them that it’s possible to create the genuine version of the fake atmosphere so popular at the outdoor malls. If it’s done properly, it would bring people downtown again to shop, eat and socialize.

Small business cannot support such efforts without a few major players in the ballgame. If there are to be more 70-year old businesses downtown, there needs to be a downtown for them to be in.

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Over-medicated and under-educated

In Children and Family, Education, Health, Media, National News, Opinion, psychology, Science, Senior Lifestyle, Technology, Uncategorized on September 18, 2013 at 9:18 am

DIH LOGOA recent report by the Centers for Disease Control and Prevention (C.D.C.) noted that at as many as two-million Americans become ill from antibiotic-resistant infections annually, killing at least 23,000. The report notes that less than half of the antibiotics prescribed for patients are unnecessary or incorrectly used increasing the potential for more drug-resistant germs to evolve, exacerbating the problem.

Over time, the use of broad-spectrum antibiotics rather than ones targeting specific infections can cause various strains of bacteria to become immune and render conventional treatment ineffective. According to C.D.C. Director, Thomas Frieden, as the trend towards overuse of antibiotics continues, “The medicine cabinet may be empty for patients with life-threatening infections in the coming years.” Additionally, the overuse of antibiotics on farms as preventative medicine in healthy animals is also a contributing factor.

All of that said, these drugs are not prescribing themselves. Doctors know better than to continually prescribe broad-spectrum antibiotics unnecessarily or to treat viral infections, for which the drug is completely ineffective. But, many still do both, either at the insistence of the patient or as a preventative measure. Beyond the issue of nagging patients who want a prescription every time they have a sniffle is the point where the medical professional should say, “no.”

medsIn addition to antibiotics, it seems as though doctors are passing out a pill for everything and never seem to try to dig deep enough to address the real cause of various health problems.  For people with chronic illness it seems like that would be extremely frustrating. Apart from something like long-term, degenerative diseases like Parkinson’s or Multiple Sclerosis, there should be a way to find the cause to a problem and treat that, rather than just trying to drown the symptoms in medication.

More often than not, patients get, maybe, 10 minutes with their doctor after a two-hour office wait only to be handed a prescription and shuffled out the door. People spend far more time filling out forms and waiting to be seen than ever actually getting attention from a person who bills hundreds of dollars an hour for a few minutes work per patient.

An additional problem arises when the drug manufacturers spend far more time and money marketing to the patient than educating the physician about the proper use and potential hazards of a medication. However unethical it should be, doctors are given trial samples and kick-backs for going with one drug-over another. All the while, patients are inundated by drug ads on television, the Internet and in periodicals with no understanding of the treatment process.

Which actually contributes to another step in the downfall of health care is the all-knowing, internet-browsing patient himself. These home-spun experts come in with a fist-full of self-diagnosis printouts from Web MD and a stack of drug ads from Cosmo.  They demand medication for what they are certain is their particular ailment and there is no swaying their shade tree expertise. Except that’s exactly what the doctors should be doing – dissuading them and refusing to prescribe medicine without a thorough examination of the problem.

So what is to be done? Unfortunately, not much can be done. Unless healthcare providers are going to be more proactive and limit use of antibiotics except for targeted need, and other drugs are prescribed only after the cause of the symptoms is determined, it’s unlikely that anything will change soon.

It just seems as if everyone is sick all the time. Chronic illness like fibromyalgia (long-term, body wide tenderness and pain) seem to be affecting more and more people and early-onset dementia appears to be far more common than it once was. Could these diseases the result of long-term misuse of various drugs, including antibiotics?

The truth is, no one really knows for sure. Many of these drugs are relatively new and scientists are only now learning how the long-term use of previous medications is affecting second and third generations. From birth defects to chronic disease, overuse of drugs and under-education of patients definitely has the potential for some serious side effects.

 

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Be considerate of those around you

In Food, Health, Opinion, psychology, Senior Lifestyle, sociology, Uncategorized on September 10, 2013 at 9:20 am

DIH LOGODid you ever see someone behaving a certain way at work or in the grocery store and it made you just want to walk up and say to them, “What is wrong with you?” I have; more times than I can remember. On the whole, people annoy me. Maybe it’s because as I get older, I have less patience for “stupid.” It could also be that people are becoming less thoughtful and far more self-centered than ever.

Here’s an example. One afternoon, I had stopped in at on of the big-box, discount megastores to get some orange juice and aspirin. As I stood patiently in the “20 Items or Less” lane, a middle-aged woman in a leopard-print blouse and hair curlers motored past me on one of those electric shopping cart scooters. She was steering the scooter with one hand and with the other she dragged another full sized cart behind her like a trailer.

STORELINEBoth carts were filled to capacity with loads of healthy foods like barrels of cheese balls, cases of beer and soda and, of course, spray cheese. Although there were other check-out lanes open for larger purchases, the woman obliviously whizzed by everyone in the line and parked her rig right in front of me. All of the adjacent lanes were equally full and what was going to be a 5 minute wait was now bordering on a half hour because either she couldn’t read or didn’t understand the meaning of the words, “express lane.”

For a few minutes, I just stood there; a bit stunned at the woman’s total ignorance that she’d completely jumped over at least four others in line ahead of her. I debated whether to say anything but kept quiet. After all, no matter how rude she had been, I would just end up being the mean guy who scolded an apparently disabled older woman on a scooter. It’s a no win. So, I bit my tongue, opened my aspirin bottle, downed two tablets with some of the juice, and waited.

We all have moments when we’re in a hurry, totally consumed by our own interests and feeling like whatever we’re doing should be just as urgent to those around us. But, short of a natural disaster, that’s almost never the case. In fact, most people have absolutely no concern for your interests because they, themselves, are too wrapped up in their own issues. That doesn’t excuse a complete lack of common courtesy, however.

Lately, I’ve noticed it more often in younger people, walking along, even in a store or down the street, with their noses buried in their cell phones, unconscious to the world around them. No one looks up anymore. No one smiles. No one says, “Hello.” People act as if they are traveling in a bubble, where it’s unnecessary or at least undesirable to interact with anyone else in the real world.

I’d like to be able to blame social media and technology for all of this, and it definitely has altered how we behave towards one another. But, ultimately, it’s our own fault. We choose how to act and interact. If all of your interpersonal relations come through Facebook or by text, you might want to consider taking a class or getting a hobby that requires you to intermingle with other people outside of cyberspace.

As for those like my scooter-riding line jumper, I doubt anything will alter their way of thinking. Society will always have its share of self-centered people who have little regard for common sense or good manners. How the rest of us react to their behavior is really what will make the difference.

Maybe if I had complained to the woman in some polite, diplomatic manner, I could have quietly helped her to another line. But, given that she didn’t seem to notice there were other people around her, it’s unlikely she would have responded to reason.

In the end, it was best to keep the peace and let each of my fellow shoppers decide on their own alternate course of action. But to those of you with no regard for others, keep in mind that I may not be so polite next time. Be nice to people. When all is said and done, all we have is each other.

 

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Shocking! Power companies mislead consumers.

In Business, Children and Family, Economy, Opinion, Senior Lifestyle, Technology, Uncategorized on September 4, 2013 at 9:39 am

DIH LOGO

Today, everyone is trying to save money. From groceries to utilities, we are all looking for a way to hold on to every dollar, particularly our seniors and others on fixed or limited incomes. Unfortunately, some companies are taking advantage of tough times by promising extensive savings on electric bills by switching to third party power suppliers.

Three years ago, my father’s electric bill was increasingly high. I had seen information on a company called “DPL Energy,” being advertised as a partner to Dayton Power and Light (DP&L), offering as much as a 25 percent savings. So, we signed up for the program and DPL Energy became our official service provider.

Confusingly, the electricity bill still comes from DP&L. As time went on, the savings was negligible and outweighed by a definite increase in additional fees for using the outside provider.

IMG_6295Essentially, these companies are “resellers” who broker DP&L’s electric power at a lower rate. Your electricity still originates with the main provider and you continue to call them for outages, emergencies and so on. Plus, once you’re signed up, they make it extremely hard to go back.

Much like cellular phone contracts, if you leave one of these third party plans, there is a termination fee or you must wait until the contract expires – and even then there may be a charge. Having saved nothing, we waited, and finally cancelled the plan. About a year after we left DPL Energy’s plan, my father was apparently signed up with another one of these companies called IGS Energy, although, we have no clear idea how.

According to IGS, someone came to his house and “signed him up by phone.” You read that right. We were told he was signed up in person, but the salesman called in the request for service. First, I don’t believe that anyone went all the way out to where he lives in the middle of nowhere on a cold call without getting any sort of signature verifying his enrollment. I am still investigating this part of the story.

In the end, dad made a couple of late payments and IGS dropped him anyway, but here’s where things get really expensive. According to the DP&L representative I spoke to, since we were signed up with a third party provider, the Public Utilities Commission of Ohio (PUCO) requires DP&L to charge a deposit equal to 130 percent of your average monthly usage. Dad’s deposit fee was over $600. You are essentially being punished for having left the behemoth power company.

Most dangerous of all is the fact that the only requirements to sign up for these misleading programs is your power company account number and the word “yes” anywhere in your conversation with them. Imagine a telemarketer speaking to an elderly person or someone hard of hearing and saying, “I am calling about your DP&L bill.” That’s all they’re going to hear. Panic, concern and fear take over and they listen to whatever the caller has to say because they are afraid of losing power for some reason. It’s really despicable.

Additionally, my investigation turned up the fact that these third party companies are unregulated by the PUCO. There was no explanation as to why there is no oversight, but nothing about their operation is managed by a government agency.

Since DPL Energy is misleadingly branded alongside DP&L while simultaneously claiming not to be the same company, it seems more to me like a way for the mammoth power provider to collect unregulated revenue with plausible deniability. Perhaps Ohio Attorney General DeWine could tear himself away from snooping in the personal records of honest citizens and focus his resources on investigating unscrupulous power companies?

The moral here is to be careful. In my experience, there is no savings with these third-party power companies. Exorbitant fees, inconsistent billing practices and misleading advertising all outweigh any potential benefit.

 

Watch the news story on this topic with Gery L. Deer and WKEF-TV, ABC 22 Dayton … 

http://abc22now.com/shared/news/top-stories/stories/wkef_vid_15751.shtml

 

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We see the 1950s with rose-colored glasses

In Entertainment, Opinion, psychology, sociology, Uncategorized on August 20, 2013 at 6:31 pm

DIH LOGOI recently read a CBS News poll asking people to choose a decade back to which they’d like to time travel. Overwhelmingly, the leading answer was the 1950s. What I can’t wrap my head around is, why?

Some people see those times as simpler, easier to manage, with fewer concerns and more security. Gas was 23-cents per gallon and you could get a really nice home for $22,000. A good price when you consider the average annual salary – hold onto your hats – just over $4,100.

So, yes, things were cheaper but only when compared to today’s prices. Actually, I think we have a fairly tainted view of the 1950s, America’s so-called, “Golden Age.” The “Leave it to Beaver” family unit and less-complicated lifestyles of those days simply wouldn’t work in modern society, for a number of reasons.

First, we had all the same problems back then that we have today, but we perceived and dealt with them differently. The country probably wasn’t as politically fractured as it is today, only because we were all riding a bit of a patriotic “high” after the end of World War II.

Technology or the lack thereof made a difference to our perceptions in those days too. There was the radio, a morning newspaper, an evening newspaper, sometimes an “extra” mid-day edition, and an evening television newscast. We didn’t get all the bad news of the world every moment it was happening. If we were going to tell people how our vacation was going, we had to mail out post cards.

According to the 1955 United States Census, America’s population was 166 million and the average unemployment rate was 4.9 percent, or about 81 million people. Today it’s about 314 million with a 7.4 percent unemployment factor, around 23 million.

So, barring some kind of economic cataclysm, as the population doubled, the unemployment rate followed suit. From a ratio standpoint, there were actually more people out of work 60 years ago than there are now. That’s good news, right? Sort of, yes.

What makes this a steeper hill to climb today is, once again, technology related. Labor-intensive, blue collar jobs like those at GM, NCR and other big manufacturers just don’t exist anymore. Many have been eliminated or sent overseas to take advantage of cheaper labor costs.

Additionally, many people – myself included – believe Americans to be lazier than ever and a good number of us simply don’t want to work. People are especially hard to motivate when employee benefits and pensions are a thing of the past and there is no longer any sort of job security.

Speaking of security, remember the “duck and cover” drills of the 50s and 60s? How much of a pointless endeavor was that? “Here, little Johnny, get under this desk so the Russian atomic bomb won’t hurt you.” Really, I mean, how dumb were we?

I suppose at least it gave us all something to do in the face of the unthinkable. In reality, there was nothing secure about the 50s, especially considering we were always on the brink of war with Russia and it only got worse as 1960 approached.

Personally, I think we spend far too much time looking back and not nearly enough looking forward. The past is done and you can plan for the future to some degree, but, reasonably, all we have is the here and now. Focus on making your present more fruitful and your future will follow along.